Terms of Service

1. Acceptance of Terms

By accessing or using Momey's services, website, and applications (collectively, "Services"), you agree to be bound by these Terms of Service ("Terms"). If you are using our Services on behalf of an organization, you represent that you have authority to bind that organization.

We may modify these Terms at any time. Continued use after changes constitutes acceptance. We will notify you of material changes via email or prominent notice on our Services.

2. Description of Services

Momey provides AI-powered website and business tools, including but not limited to:

• Living Website platform for AI-enhanced customer interactions
• LifeOS personal and business management tools
• AI chatbots and conversation systems
• Analytics and business insights

We reserve the right to modify, suspend, or discontinue any part of our Services with reasonable notice.

3. User Accounts

3.1 Registration

You must provide accurate, complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Account Security

You are responsible for all activity under your account. Notify us immediately of any unauthorized access or security breach.

3.3 Age Requirements

You must be at least 16 years old (or the age of majority in your jurisdiction) to use our Services.

4. Acceptable Use

You agree NOT to:

• Use the Services for any illegal purpose
• Violate intellectual property rights of others
• Upload malicious code or interfere with the Services
• Attempt to gain unauthorized access to any systems
• Harass, abuse, or harm others
• Send spam or unauthorized commercial communications
• Impersonate any person or entity
• Scrape or collect data without permission
• Use the Services to create competing products
• Violate any applicable laws or regulations

5. User Content

5.1 Your Content

You retain ownership of content you create or upload. By using our Services, you grant us a license to host, display, and process your content as needed to provide the Services.

5.2 Content Responsibility

You are solely responsible for your content and ensuring it doesn't violate these Terms or any applicable laws.

5.3 AI-Generated Content

Content generated by our AI systems is provided "as-is" for your use. You are responsible for reviewing and verifying AI-generated content before use.

6. Intellectual Property

All rights, title, and interest in the Services, including software, designs, trademarks, and content (excluding user content), belong to Momey or our licensors.

You may not copy, modify, distribute, sell, or lease any part of our Services without explicit permission.

7. Payment Terms

7.1 Pricing

Prices are as displayed at the time of purchase. We may change prices with 30 days' notice. Price changes don't affect existing subscription periods.

7.2 Billing

Subscriptions are billed in advance on a recurring basis. You authorize us to charge your payment method automatically.

7.3 Refunds

Refunds are handled according to our Refund Policy. Generally, we offer a 14-day money-back guarantee for new subscriptions.

7.4 Taxes

Prices may exclude applicable taxes. You are responsible for any taxes in your jurisdiction.

8. Termination

8.1 By You

You may terminate your account at any time through your account settings or by contacting support.

8.2 By Us

We may suspend or terminate your account for violation of these Terms, non-payment, or at our discretion with reasonable notice.

8.3 Effect of Termination

Upon termination, you lose access to the Services. We may delete your data after a reasonable retention period, except as required by law.

9. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, either express or implied, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• That the Services will be uninterrupted or error-free

AI-generated content may contain errors or inaccuracies. You should verify important information independently.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Momey shall not be liable for:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, data, use, goodwill, or other intangible losses
• Damages exceeding the amount paid by you in the 12 months preceding the claim

Some jurisdictions don't allow these limitations, so they may not apply to you.

11. Indemnification

You agree to indemnify and hold harmless Momey, its affiliates, officers, and employees from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

12. Dispute Resolution

12.1 Informal Resolution

Before filing a claim, you agree to contact us at legal@momey.comto attempt informal resolution.

12.2 Arbitration

Any disputes not resolved informally shall be resolved through binding arbitration, except where prohibited by law. You waive the right to participate in class actions.

12.3 Governing Law

These Terms are governed by the laws of [Jurisdiction], without regard to conflict of law principles.

13. General Provisions

• Entire Agreement: These Terms constitute the entire agreement between you and Momey.
• Severability: If any provision is unenforceable, other provisions remain in effect.
• Waiver: Failure to enforce any right doesn't constitute a waiver.
• Assignment: You may not assign your rights without our consent.
• Force Majeure: We're not liable for delays due to circumstances beyond our control.

14. Contact Information

For questions about these Terms: